And yeah...... the most important thing is car. Without a car, you are disable to go anywhere in US. Perhaps one can take a bus though, it's suffering to wait for a bus in freezing winter. Since the rent of house or apartment off campus is much cheaper, the money saved can compensate the extra expense like gas, insurance, rent for parking lot and maintenance.
In conclusion, let me have a driver's license and enough money to buy a car as soon as possible. And then, let's live far far away.